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Blue for Business® Credit Card

  
The Blue for Business® Credit Card is issued by American Express.
This card received a rating of 4.50 out of 5.00
Basic Credit Card Information
Introductory Rate: 0% APR for up to 15 Months
Time Period: 15 months
Rate Applied To: Purchases
Additional Details: A fixed 7.99% introductory rate is available on balance transfers for the life of the loan if the balance transfer is submitted during the application process or posted to the account within the first six months of Card membership.
Regular APR: As low as Prime Rate + 2.99%
Variable or Fixed: Variable
Annual Fee: $0
Annual Fee Details: None
Application Fee: n/app
Participation Fee: n/app
Reload Fee: n/app
Inactive Fee: n/app
Total First Year Fees: n/app
Types Of Rewards: Point
Points Per Dollar Spent: 1 Point
Additional Points: Earn rewards on purchases made by additional cardholders.
Point Details: Redeem points for flights on any airline at anytime, or redeem points through partners like The Home Depot and Sony.
Make sure to read the credit card's Terms and Conditions before applying!
Credit Card Review
The Blue for Business® Credit Card is designed for business owners with average credit who want the option to pay over time with no annual fee, an interest-free introductory offer on purchases, and a fee-free business rewards program.

The fee-free Membership Rewards Express® program allows cardholders to earn one point for every dollar they spend. Points can be redeemed through various partners including The Home Depot and Sony. Cardholders can also book any airline at any time through the Membership Rewards Pay with Points program, or use the Express Rewards Hotel Card for hotel stays, room service, dining, or spa treatments.

The card has a 0% introductory rate on purchases for 15 months, and there is no annual fee. It also offers a fixed 7.99% introductory rate on balance transfers for the life of the loan for balance transfers made during the application or within the first six months of membership. In relation to other business reward cards, this card has a reasonable interest rate for purchases after the introductory offer expires (for higher qualifying applicants).

Cardholders will be able to take advantage of various services and benefits including purchase protection, travel accident insurance, and various travel and emergency assistance services. Through the OPEN Savings program, cardholders can also save 3% to 25% on business expenses with companies like FedEx, Delta, Hertz, Hyatt Hotels & Resorts, and more.

Therefore, those business owners who qualify for the lowest rate offered and plan to take advantage of the rewards program and the introductory offers will benefit most from what the Blue for Business® Credit Card has to offer.

This review was updated 2008-07-21T00:00:00.0000000-07:00
Additional Information
Option to enroll in fee-free Membership Rewards Express® program. Use the Express Rewards Hotel Card for hotel stays, room service, dining, or spa treatments. Access to OPEN Savings for savings on expenses with companies like FedEx, Delta, Hyatt Hotels & Resorts, and more. Save on air, hotel, and car reservations when you book through the Online Business Travel Center. Various Internet account related services. Expense management reports. Fraud protection. Return protection. Extended warranty for purchases. Purchase protection. Various travel and emergency assistance services. Medical referral services. Legal referral services. Lost and damaged luggage insurance. Emergency check cashing. Auto rental insurance. Emergency card replacement. Up to $100,000 in travel accident insurance. See website for additional benefits.

Special Notations about the Blue for Business® Credit Card:

The APR for purchases varies according to the applicant's credit history and will be 2.99%, 4.99%, 6.99% or 9.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.