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First National Business Edition Visa® Card

  
The First National Business Edition Visa® Card is issued by First National Bank of Omaha.
This card received a rating of 3.00 out of 5.00
Basic Credit Card Information
Introductory Rate: 0% APR for 12 Months
Time Period: 12 months
Rate Applied To: Purchases
Additional Details: None
Regular APR: 9.99%
Variable or Fixed: Variable
Annual Fee: $0
Annual Fee Details: None
Application Fee: n/app
Participation Fee: n/app
Reload Fee: n/app
Inactive Fee: n/app
Total First Year Fees: n/app
Types Of Rewards: n/app
Make sure to read the credit card's Terms and Conditions before applying!
Credit Card Review
The First National Business Edition Visa® Card, issued by First National Bank of Omaha, is designed for those with good credit who are looking to manage and consolidate business related expenses with one credit card.

The card provides a variety of common cardholder benefits, such as up to $100,000 in travel accident insurance, auto rental insurance, online statements and management reports, purchase protection, extended warranty, and various travel and emergency assistance services.

In addition to the common benefits offered, the card provides various hotel discounts that can be applied to hotels throughout the world (for additional information about the program, call 1-800-847-2616). Cardholders also have access to discounts at participating merchants and retailers through the Visa® Partner Advantage.

There is no annual fee and the APR for purchases and balance transfers is reasonably low for a business card. There is an attractive 0% introductory rate available on balance transfers and purchases for twelve months.

It is important to note that the APRs for all transactions are based on the greater of a variable U.S. Prime Rate. This is simply another way of stating minimum caps, which result in APRs that will not go below a predetermined value.

Therefore, those who can afford to pay in full each month (to avoid finance charges) and will be able to take advantage of the additional benefits and services offered will benefit most from what the First National Business Edition Visa® Card has to offer.

This review was updated 2008-07-21T00:00:00.0000000-07:00
Additional Information
Discounts on products and services at participating merchants and retailers. Various Internet account related services. No liability for unauthorized transactions. Auto rental insurance. Up to $100,000 in travel accident insurance. Purchase protection. Extended warranty for purchases. Access to Management Reports. See website for additional benefits.

Special Notations about the First National Business Edition Visa® Card:

The APR for Purchases and Balance Transfers may vary and will be the greater of 9.99% or the Index plus a Margin of 2.24%, or the greater of 11.99% or the Index plus a Margin of 4.24%, or the greater of 13.99% or the Index plus a Margin of 6.24%, depending on your credit criteria. The Index is the highest U.S. Prime Rate as quoted in The Wall Street Journal on any day during the prior 90-day period. See website for complete terms and conditions of card usage and application disclosure.