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SimplyCash® Business Card from American Express

  
The SimplyCash® Business Card from American Express is issued by American Express.
This card received a rating of 5.00 out of 5.00
Basic Credit Card Information
Introductory Rate: 0% APR for Up to 12 Months
Time Period: See Terms
Rate Applied To: Purchases
Additional Details: A 7.99% introductory rate is available on balance transfers for the life of the loan if a transfer is submitted during the first six months.
Regular APR: As low as Prime + 0%
Variable or Fixed: Variable
Annual Fee: $0
Annual Fee Details: None
Application Fee: n/app
Participation Fee: n/app
Reload Fee: n/app
Inactive Fee: n/app
Total First Year Fees: n/app
Types Of Rewards: Rebate
Lowest Possible Rebate: 1%
Highest Possible Rebate: 5%
Additional Rebates: Cardholders earn a 5% rebate on office supplies and wireless services (in each case not purchased at a warehouse club, superstore, or supermarket), 3% on automobile gas purchases of up to $12,000 per year; 1% thereafter, and they will earn a 1% rebate on virtually all other purchases.
Rebate Details: The rebate will be automatically credited to the statement each month.
Make sure to read the credit card's Terms and Conditions before applying!
Credit Card Review
The SimplyCash® Business Card from American Express is designed for those with very good credit and who plan to take advantage of the cash back reward program.

Cardholders have access to the cash back reward program for no additional fee. Through the reward program, cardholders earn a 4% rebate on office supplies and wireless servcies (certain restrictions apply), a 3% rebate on automobile gas, and they earn a 1% rebate on all other purchases. Rebates are automatically credited to the cardholder's statement each month, and there is no limit to the amount of cash back that can be earned.

The card has no annual fee, and it has a very low interest rate for purchases and balance transfers. Cardholders can also take advantage of the 0% introductory rate on purchases for up to twelve months and the 7.99% introductory rate on balance transfers for the life of the loan on balance transfers submitted during the first six months.

As with all business credit cards issued by American Express®, cardholders will be able to take advantage of various additional services and benefits. Some of the benefits include travel accident insurance, purchase protection, and special discounts from select retailers.

Therefore, those who plan to make qualified purchases to receive the 5% rebate, would like the option to carry a balance, and will take advantage of the introductory offers will benefit most from what the SimplyCash® Business Card from American Express has to offer.

This review was updated 2008-07-01T00:00:00.0000000-07:00
Additional Information
Various Internet account related services. Access to OPEN: The Small Business Network services. Discounts on products and services at participating merchants and retailers. Purchase protection. Travel accident insurance. Emergency card replacement. Emergency check-in service. Various travel and emergency assistance services. See website for additional benefits.

Special Notations about the SimplyCash® Business Card from American Express:

The APR for purchases varies according to the applicant's credit history and will be 0.00%, 3.99%, 6.99%, or 9.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.