Small Business Credit Cards
Home Great Advantages Rewards

small business
CREDIT CARDS
Credit
Managing Your Card
Business Advantages
Security
Terms & Conditions
Resources
Home
Small Business Loans
Rewards of Your Card
 

Blue Cash® for Business Credit Card

  
The Blue Cash® for Business Credit Card is issued by American Express.
This card received a rating of 4.50 out of 5.00
Basic Credit Card Information
Introductory Rate: 0% APR for 6 Months
Time Period: 6 months
Rate Applied To: Purchases
Additional Details: A 7.99% introductory rate is available on balance transfers for the life of the loan if a transfer is submitted during the first six months. Introductory rate applies to purchases made using the card at physical locations.
Regular APR: As low as Prime + 2.99%
Variable or Fixed: Variable
Annual Fee: $0
Annual Fee Details: None
Application Fee: n/app
Participation Fee: n/app
Reload Fee: n/app
Inactive Fee: n/app
Total First Year Fees: n/app
Types Of Rewards: Rebate
Lowest Possible Rebate: 1%
Highest Possible Rebate: 5%
Additional Rebates: Cash rewards can be earned on purchases made by additional cardholders under the account.
Rebate Details: General purchases earn up to 2.5%; "Open Savings" purchases earn up to 5%; however, once the annual spending exceeds $15,000, the rebate for additional general purchases is 1%, and the rebate for additional "Open Savings" purchases is 2%. "Open Savings" purchases are those made at participating merchants.
Make sure to read the credit card's Terms and Conditions before applying!
Credit Card Review
The Blue Cash® for Business Credit Card, issued by American Express®, is designed for business owners with average credit who plan to take advantage of the cash back reward program.

The cash rebate amount varies according to where the cardholder makes their purchases. Cardholders earn a cash back rebate of up to 5% at "OPEN Savings" locations and up to 2.5% for all other general purchases. It is important to understand that once the annual spending exceeds $15,000, the rebate for additional "Open Savings" purchases is 2%, and the rebate for all other additional purchases is 1%. "OPEN Savings" locations include FedEx®, Hertz®, 1-800-FLOWERS.COM®, and more.

The card has a 0% introductory rate on purchases for six months, a 7.99% introductory rate on balance transfers made within the first six months of membership for the life of the loan, and no annual fee. In relation to other business reward cards, this card has a reasonable interest rate for purchases (for higher qualifying applicants).

Cardholders will also be able to take advantage of various services and benefits including purchase protection, travel accident insurance, and various travel and emergency assistance services.

Therefore, those who qualify for the lowest rate offered and plan to take advantage of the cash back reward program will benefit most from what the Blue Cash® for Business Credit Card has to offer.

This review was updated 2008-07-03T00:00:00.0000000-07:00
Additional Information
Various Internet account related services. Access to the OPEN Savings Network. Discounts on products and services at participating merchants and retailers. Extended warranty for purchases. Purchase protection. Travel accident insurance. Emergency card replacement. Various travel and emergency assistance services. See website for additional benefits.

Special Notations about the Blue Cash® for Business Credit Card:

The APR for purchases varies according to the applicant's credit history and will be 2.99%, 4.99%, 6.99% or 9.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.