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Chase Business Cash Rewards Card

 
The Chase Business Cash Rewards Card is issued by Chase.
This card received a rating of 3.00 out of 5.00
Basic Credit Card Information
Introductory Rate: 0% APR for up to 12 Months
Time Period: 12 months
Rate Applied To: Purchases, Balance Transfers
Additional Details: Transferred balances must consist of business-related expenses.
Regular APR: 10.99%
Variable or Fixed: Variable
Annual Fee: $0
Annual Fee Details: None
Application Fee: n/app
Participation Fee: n/app
Reload Fee: n/app
Inactive Fee: n/app
Total First Year Fees: n/app
Types Of Rewards: Point
Points Per Dollar Spent: 1 Point
Additional Points: Cardholders will earn 1 point per $1 for new net purchases totaling between $0 and $2,000 each billing cycle; 5 points per $1 for new net purchases totaling over $2,000 and up to $2,500 each billing cycle; and 1.25 points per $1 for new net purchases totaling over $2,500 each billing cycle.
Point Details: Cardholders receive $50 every time that they earn 5,000 points or they can choose to receive brand-name merchant gift certificates.
Make sure to read the credit card's Terms and Conditions before applying!
Credit Card Review
The Chase Business Cash Rewards Card, issued by Chase, is designed for those with very good credit who are looking to consolidate business related expenses with one credit card and plan to take advantage of the rebate program.

Through the rebate program, cardholders receive up to 5% cash back on all their purchases with no limit on the amount of cash rewards that they can earn. However, the earnings are based on the following tiered system: one point per $1 for new net purchases totaling between $0 and $2,000 each billing cycle; five points per $1 for new net purchases totaling over $2,000 and up to $2,500 each billing cycle; and 1.25 points per $1 for new net purchases totaling over $2,500 each billing cycle. Therefore, not all purchases will earn the full 5% rebate. Cardholders receive $50 every time that they earn 5,000 points or they can choose to receive brand-name merchant gift certificates.

Aside from the rewards program, the card provides several benefits that include a purchase protection plan, travel accident insurance, and auto rental insurance.

The card has no annual fee and it provides a 0% introductory rate for up to twelve billing cycles on purchases and balance transfers. Once the introductory rate expires, the card has a reasonably low interest rate for purchases and balance transfers (for those who qualify).

Therefore, those who qualify for the lowest rate offered and plan to take advantage of the rewards program will benefit most from what the Chase Business Cash Rewards Card has to offer.

This review was updated 2008-06-27T00:00:00.0000000-07:00

Additional Information
Various Internet account related services. No liability for unauthorized purchases. Year-end financial statement (upon request). Emergency cash replacement. Emergency card replacement. Lost and stolen card reporting. Travel accident insurance. Auto rental insurance (Auto Rental Collision Damage Waiver). Various travel and emergency assistant services. Extended warranty for purchases. Purchase protection. Visa Business Partner Advantage. See website for additional benefits. Certain restrictions, limitations, and exclusions apply. If an account is opened, please refer to the Guide to Benefits for details.

Special Notations about the Chase Business Cash Rewards Card:

The APR for purchases and balance transfers varies according to the applicant's credit history and will be 5.99%, 9.99% or 14.99% + Prime Rate. The APR for cash advances varies according to the applicant's credit history and is either 15.99% or 19.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.