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Discover® Business Card

  
The Discover® Business Card is issued by Discover.
This card received a rating of 4.00 out of 5.00
Basic Credit Card Information
Introductory Rate: 0% Intro APR*
Time Period: 12 months
Rate Applied To: Purchases, Balance Transfers
Additional Details: There is a 0% introductory APR* on card purchases for 12 months and a 3.9% introductory APR* on balance transfers for 6 months. See terms and conditions for complete details.
Regular APR: 13.99%
Variable or Fixed: Variable
Annual Fee: $0
Annual Fee Details: None
Application Fee: n/app
Participation Fee: n/app
Reload Fee: n/app
Inactive Fee: n/app
Total First Year Fees: n/app
Types Of Rewards: Rebate
Lowest Possible Rebate: .25%
Highest Possible Rebate: 5%
Additional Rebates: Earn a full 5% on the first $2,000 in office supply purchases and a full 2% on the first $2,000 in gas purchases (through the Cashback Bonus® reward program). Earn a 0.25% rebate at select warehouse clubs and discount stores. Earn up to double Cashback Bonus® at participating Discover Card Partners.
Rebate Details: Earn a 0.25% rebate for up to $5,000 in other purchases and 1% for over $5,000. Reward is redeemable in $20 increments only. Office supply purchases in excess of $2,000 and gas purchases in excess of $2,000 earn the Cashback Bonus® at the same rate as other purchases.
Make sure to read the credit card's Terms and Conditions before applying!
Credit Card Review
The Discover® Business Card is a card that is designed for those looking for a business card with a little something extra. In this case, that little something extra includes a $100 Cashback Bonus®.**

This business card has a rewards program where account holders can earn a full 5% on the first $2,000 in office supply purchases, a full 2% on the first $2,000 in gas purchases, up to 1% for other purchases, and .25% for purchases made at select warehouse clubs and discount stores.

Account holders who spend up to $5,000 on other purchases, will receive a .25% rebate. Those who spend over $5,000 will receive a 1% rebate.* Both office supply and gas purchases in excess of $2,000 earn a rebate at the same rate as other purchases.

As an added bonus, account holders can earn up to a double Cashback Bonus® when their rebates are redeemed as gift certificates from participating Discover® Card Partners. There is no yearly limit on the amount of rebates that can be earned and rebates do not expire as long as the account is active within a 36-month period.

The Discover® Business Card has no annual fee and has an attractive 0% introductory rate on purchases for the first twelve months and a 3.9% introductory rate on balance transfers for the first six months. The APR for this card is reasonable for those who qualify.

In addition to the reward program, this card also provides several platinum benefits including fraud and security protection services as well as access to PurchaseChecks. Account holders can also receive discounts on products and services at participating merchants and retailers.

For account holders who plan on spending more than $5,000 a year and who plan on taking advantage of the Cashback Bonus® program, the Discover® Business Card will be a great fit.

*It is important to note that like many cash reward cards, the highest rebate offered will not apply to all purchases made with the credit card. In this case, 1% will only be applied only to those purchases made after the cardholder spends over $5,000 in one year, so the overall cash rebate earned will be less than 1%, depending on the amount spent. For instance, if the cardholder were to spend $6,000, only $1,000 of this amount would be applied towards the 1% rebate. However, this does not take into account any promotional offers or the full 5% Cashback Bonus® award.

This review was updated 2008-07-09T00:00:00.0000000-07:00
Additional Information
Various Internet account related services. Access to PurchaseChecks. Fraud and security protection services. Discounts on products and services at participating merchants and retailers. See website for additional benefits.

Special Notations about the Discover® Business Card:

*View Discover® Card Rates, Fees, Rewards and Other Important Information ** Earn a $100 Cashback Bonus® when you make $1000 in purchases within 3 months after your account is opened. Offer valid for new accounts only; limit one per account. We are not responsible for merchant delays in processing transactions. Promotional reward will be applied within 8 weeks. See Cashback Bonus® Terms and Conditions for full details. See website for complete terms and conditions of card usage and application disclosure.