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Starwood Preferred Guest® Business Credit Card from American Express

  
The Starwood Preferred Guest® Business Credit Card from American Express is issued by American Express.
This card received a rating of 4.00 out of 5.00
Basic Credit Card Information
Introductory Rate: 2.9% APR for 6 Months
Time Period: 6 months
Rate Applied To: Purchases, Balance Transfers
Additional Details: The introductory rate is only available on balance transfers submitted during the application.
Regular APR: Prime + 9.99%
Variable or Fixed: Variable
Annual Fee: $45**
Annual Fee Details: **The annual fee will be waived for the first year. Thereafter, the fee is $45.
Application Fee: n/app
Participation Fee: n/app
Reload Fee: n/app
Inactive Fee: n/app
Total First Year Fees: n/app
Types Of Rewards: Point
Points Per Dollar Spent: 1 Point
Additional Points: Cardholders earn double points for stays at participating Starwood hotels and resorts and purchases made at select Starwood retail outlets.
Point Details: Starpoints can be redeemed at over 860 participating Starwood hotels and resorts in 95 countries with no blackout dates, and they can be transferred to over 30 major airlines.
Make sure to read the credit card's Terms and Conditions before applying!
Credit Card Review
The Starwood Preferred Guest® Business Credit Card from American Express is designed for business owners with good credit who frequently stay at Starwood hotels and resorts and plan to take advantage of the various benefits and services that are provided.

In reference to the reward program, one point is earned for every dollar spent on the card and double points are earned at participating Starwood properties and retail outlets. Points can be redeemed for various travel services, such as free hotel stays and airline travel. Cardholders also earn 10,000 bonus points after their first purchase, which is enough for up to three free nights. Points do not expire as long as the account is active within a one-year period.

Perhaps what is most impressive about the program is the fact that cardholders can transfer earned points to a variety of frequent flyer programs.

Aside from the reward program, the card does offer a variety of benefits such as emergency card replacement and various travel and emergency assistance services. Cardholders will also receive access to the OPEN Savings Network for discounts on products and services at participating merchants and retailers.

The interest rate for purchases is considered high, but there is a low introductory rate for purchases and balance transfers for the first six months. There is an annual fee of $45.

Therefore, those who can afford to pay in full each month after the introductory rate expires (to avoid finance charges) and frequently stay at Starwood hotels and resorts (to earn additional points) will benefit most from what the Starwood Preferred Guest® Business Credit Card from American Express has to offer.

This review was updated 2008-07-21T00:00:00.0000000-07:00
Additional Information
Various Internet account related services. No liability for unauthorized Internet transactions. Access to the OPEN Savings Network. Discounts on products and services at participating merchants and retailers. Cardholder is upgraded to Gold Preferred status when their spending is $30,000 in a calendar year. Emergency card replacement. Emergency cash replacement. Various travel and emergency assistance services. See website for additional benefits.

Special Notations about the Starwood Preferred Guest® Business Credit Card from American Express:

Card is currently unavailable to residents of Puerto Rico. See website for complete terms and conditions of card usage and application disclosure.